What is Sezzle?
Sezzle is a payment solution that gives you the freedom to buy now and pay later - with no interest!
When you place an order using Sezzle, the Sezzle approvals system reviews your account to determine what sort of repayment plan they can offer. In most cases, it's 25% of the order total due up-front (also called your "downpayment" or "first installment"), with the remaining amount divided up across three more installments, each due two weeks apart. No interest, no up-front or hidden fees. In fact, as long as you pay off your installments on time, there are no fees at all!
When your order is placed, Sezzle pays the merchant in-full for the order immediately - so the merchant has their funds and is able to process your order just like you had paid them in full with a credit card! This isn't layaway, so the merchant fulfills your order within their normal shipping and processing times.
Checkout with Sezzle is straight forward - simply shop and select "Sezzle" at checkout, and Sezzle walks you through the rest of the process.
What's the Catch?
There's no catch. Sezzle doesn't charge interest, and Sezzle only charges fees if a payment fails or you need to adjust the date of your payments more than once per order. Sezzle will also only run a soft credit check (or "soft inquiry"), so there's no negative hit to your credit score.